NMLS Licensing & Disclosures
Last updated: 6/10/2026
FIG Homes & Loans
Formerly known as FIG Mortgages
Important Disclaimer
All information found on this website (fighomesandloans.com), our social media platforms (such as Facebook, X, LinkedIn, Google, YouTube, etc.), any FIG HOMES & LOANS marketing material, phone calls, chats, or any other form of contact is provided for informational purposes only and does not constitute legal, financial, tax, investment, mortgage, or real estate advice of any kind. Nothing herein constitutes an offer, commitment, guarantee, or promise of any specific interest rate, loan approval, property value, or financial outcome. Always consult a licensed professional before making financial decisions.
Company Information
Legal Entity
- DBA: FIG Homes & Loans
- Formerly: FIG Mortgages
- NMLS ID: #1939042
- CA DRE: #02058584
- Type: Mortgage Broker & Real Estate Brokerage
Principal Office
- 41593 Winchester Rd Ste 200
- Temecula, CA 92590
- (714) 908-7444
- info@fighomesandloans.com
- www.fighomesandloans.com
State Licensing
FIG Homes & Loans operates as a licensed mortgage broker and/or real estate brokerage in California. Licensing status, license numbers, and applicable state regulators are listed below. For the most current and complete licensing information, please visit the NMLS Consumer Access portal.
| State | License Type | License / NMLS # | Regulator |
|---|---|---|---|
| California | Mortgage Broker & Real Estate Broker | NMLS #1939042 | DRE #02058584 | CA DFPI & CA DRE |
* Licensing details are subject to change. Please verify current license status at nmlsconsumeraccess.org.
Equal Housing Opportunity
FIG Homes & Loans is an Equal Housing Opportunity lender and real estate brokerage. We are committed to complying with the Federal Fair Housing Act and all applicable state and local fair housing laws. We do not discriminate based on race, color, religion, national origin, sex, familial status, disability, marital status, age, source of income, sexual orientation, gender identity, military or veteran status, or any other characteristic protected by law.
We comply with the Equal Credit Opportunity Act (ECOA), the Fair Housing Act (FHA), the Home Mortgage Disclosure Act (HMDA), and all other applicable federal, state, and local laws regarding fair lending and fair housing.
Texas Consumers
CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE BANKER OR A LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705.
Complaint forms and instructions may be obtained from the Department's website at www.sml.texas.gov. A toll-free consumer hotline is available at 1-877-276-5550. The Department maintains a recovery fund to make payments of certain actual out of pocket damages sustained by borrowers caused by acts of licensed mortgage banker residential mortgage loan originators.
New York Consumers
Licensed Mortgage Broker — New York State Department of Financial Services. FIG Homes & Loans arranges but does not make loans. All loans are made by federally insured or state-chartered banks and savings institutions. The New York State Department of Financial Services can be reached at 1-800-342-3736 or www.dfs.ny.gov.
Nationwide Lending & Real Estate Disclosures
50-State Compliance Statement: FIG Homes & Loans is committed to full compliance with all state-level mortgage, real estate, and consumer lending regulations across all 50 states where we do business.
- Fee & Lock-In Disclosures: We comply with all state-specific requirements regarding the disclosure of broker fees, lender fees, rate lock-in agreements, and advance fee agreements. These will be provided to you in writing specific to your state.
- Anti-Steering & Loan Options: We comply with state and federal anti-steering regulations. We will present you with loan options that provide the lowest interest rate and lowest origination fees available to you based on your qualifications.
- Agency & Brokerage Relationships: Real estate agency relationships (e.g., buyer's agent, seller's agent, dual agency) will be disclosed in writing prior to the execution of any real estate contracts, strictly adhering to the real estate commission rules of the state where the property is located.
- State Regulators: If you reside outside of CA, TX, or NY, you have the right to file complaints with your respective state's Department of Banking, Financial Institutions Division, or Real Estate Commission. Complete regulatory contact information for all 50 states is available via the NMLS Consumer Access portal.
Regulatory Notices
Mortgage Broker Disclosure
FIG Homes & Loans is a mortgage broker, not a mortgage lender. We do not fund loans directly. We work with a network of wholesale lenders to find the best loan products and rates for our clients. As a broker, we may receive compensation from lenders in the form of origination fees, yield spread premiums, or other compensation. The nature and amount of our compensation will be disclosed to you in your Loan Estimate.
Rate & Approval Disclaimer
All mortgage rates, loan programs, and loan amounts are subject to credit approval and are not guaranteed. Advertised rates and programs are subject to change without notice. Your actual rate, payment, and costs could be higher. Get an official Loan Estimate before choosing a loan. Terms and conditions apply.
Real Estate Brokerage Disclosure
FIG Homes & Loans provides real estate brokerage services through its licensed real estate agents. Real estate license numbers are available upon request. The provision of mortgage services and real estate services are separate services subject to separate licensing requirements. You are not required to use FIG Homes & Loans for both services.
RESPA Disclosure
FIG Homes & Loans complies with the Real Estate Settlement Procedures Act (RESPA). You are not required to use any particular settlement service provider recommended by FIG Homes & Loans as a condition for the purchase of your loan. However, we have developed relationships with certain providers we believe offer competitive pricing and quality service.
How to File a Complaint
If you have a complaint about FIG Homes & Loans, please contact us first so we can attempt to resolve your concern:
Phone
(714) 908-744441593 Winchester Rd Ste 200, Temecula, CA 92590
If we are unable to resolve your complaint, you may contact your state's mortgage regulatory agency or the NMLS Consumer Access portal to verify our licensing and file a complaint with the appropriate regulator.