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    Build Your Portfolio

    Real Estate Investor Loans

    We offer a comprehensive suite of specialized financing solutions designed for real estate investors. Whether you're flipping houses, building a rental portfolio, or purchasing commercial property, we have the capital you need to scale.

    Specialized Financing

    Programs Built for Investors

    Traditional lending often doesn't fit the needs of active investors. Our programs focus on cash flow, equity, and alternative documentation to help you close more deals.

    DSCR Loans

    DSCR Loans

    Qualify based on the property's rental income (cash flow) rather than your personal income or tax returns.

    • No W-2s or tax returns required
    • Unlimited number of financed properties
    • Close in an LLC
    Fix & Flip Loans

    Fix & Flip Loans

    Short-term financing to acquire and renovate distressed properties quickly for a profit.

    • Fast funding and approvals
    • Funds for purchase and rehab
    • Interest-only payments
    Bank Statement Loans

    Bank Statement Loans

    Perfect for self-employed investors who write off expenses and prefer to qualify using bank deposits.

    • 12-24 months of statements
    • Personal or business accounts
    • Flexible DTI ratios
    Non-QM Loans

    Non-QM Loans

    Alternative documentation loans for investors with unique financial situations or recent credit events.

    • Alternative income verification
    • Asset depletion options
    • Foreign national programs
    SBA Loans

    SBA Loans

    Government-backed financing for purchasing owner-occupied commercial real estate.

    • Low down payments
    • Long repayment terms
    • No balloon payments
    Construction Loans

    Construction Loans

    Financing for ground-up construction or major renovations for investors and builders.

    • Ground-up construction
    • Flexible draw schedules
    • Interest-only during build
    Your Lending Partner

    We Understand Real Estate Investing

    As an investor, you need a lender who speaks your language. We understand ARV, cap rates, DSCR, and the importance of speed to close.

    • Speed & ExecutionWe close deals fast so you don't lose out on competitive opportunities.
    • Portfolio ScalingPrograms designed to help you acquire multiple properties without strict DTI constraints.
    • Creative SolutionsWe structure loans creatively to fit your unique tax and income situations.
    Real estate professional handshake

    Unlock Instant Live Rates

    Skip the wait. Enter your exact loan scenario into our proprietary pricing engine and see real-time interest rates and comprehensive fee breakdowns instantaneously. Fully compliant, 100% transparent.

    Launch Live Rate Engine

    * Rates and fees vary based on credit, LTV, and loan program. No hard credit pull required to view scenarios.

    Interactive Tool

    Comprehensive Mortgage Calculator

    Estimate your monthly payments, factor in extra payments, explore ARM scenarios, and view your amortization schedule.

    Loan Details

    $500,000
    $100,00020.0%

    Amortization & Payoff

    Term Comparison

    10-Year

    $4,542

    Interest: $145,030

    Total: $545,030

    15-Year

    $3,484

    Interest: $227,197

    Total: $627,197

    20-Year

    $2,982

    Interest: $315,750

    Total: $715,750

    30-Year

    $2,528

    Interest: $510,178

    Total: $910,178

    *Comparison based on current principal and interest rate. Taxes and insurance not included in these figures.

    Monthly Breakdown

    Principal & Interest$2,528
    Property Taxes$500
    Home Insurance$125
    Total Monthly$3,153
    Principal & Interest
    Property Taxes
    Home Insurance
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    Get in Touch

    Ready to Buy, Sell,
    or Refinance?

    From home search to closing — one team, one mission, all of California.

    Direct Contact

    Address

    41593 Winchester Rd Ste 200
    Temecula, CA 92590

    Business Hours

    Monday - Friday: 9:00 AM - 6:00 PM PT
    Saturday by appointment | Sunday closed