About FIG Homes & Loans
We cultivate homeownership & harvest unbeatable rates. As a Veteran Owned & Operated firm, we provide discerning clients with California statewide real estate representation and nationwide wholesale mortgage solutions.
Our Mission
At FIG Homes & Loans, we believe that buying a home is more than just a transaction—it's a life-changing milestone. Our mission is to empower our clients through education, unparalleled service, and access to the best real estate and financing options available.
Being Veteran Owned & Operated, we bring a unique level of discipline, integrity, and dedication to every client interaction. Whether you are a first-time buyer, a seasoned investor, or a veteran utilizing your VA benefits, we are committed to guiding you home with precision and care.
Our dual expertise in both real estate and mortgage lending ensures a seamless, efficient, and highly coordinated experience from the initial search to handing over the keys.
Formerly known as FIG Mortgages. We initially started as a mortgage-only brokerage. After recognizing the delays and friction our clients experienced on the real estate side, we made the strategic decision to incorporate full-service real estate — and FIG Homes & Loans was born. Same trusted team, same unbeatable rates, now with even more to offer.
Quality Service & Individual Attention
We know that each customer has specific needs, so we strive to meet those specific needs with a wide array of products, investment tools, mortgages and best of all quality service and individual attention.
Today's technology is providing a more productive environment to work in. For example, through our website you can submit a complete on-line, secure loan application or pre-qualify for a home loan. You may also evaluate your different financing options by using our interactive calculators and going over various mortgage scenarios.
$2,000
Best Price Guarantee
Already have a Loan Estimate?Bring us your approved offer and we'll beat it. If we can't beat your rate and you close elsewhere, we'll pay you $2,000.
Upload Estimate
Bring us a Loan Estimate from another lender.
We Beat It
We match or beat the offer, or you close with them.
Get Paid
Send your final closing documents. We pay you $2,000.
Just
Real Estate with Guaranteed Results
We don't just promise excellence; we guarantee it in writing. Our elite marketing strategy and negotiation skills ensure you get the best outcome every time.
Guaranteed Sale Program
We guarantee your home will sell — or we’ll buy it ourselves. This gives you the freedom to move when you're ready, without the usual uncertainty.
Learn MoreLove It or Leave It
If you’re not satisfied with your new home within 12 months of purchase, we’ll sell it for you — commission-free. We stand by our matchmaking.
View DetailsBest Price Guarantee
Bring us a Loan Estimate from another lender. If we can't beat it and you close elsewhere, we'll pay you $2,000. We won't be undersold.
Claim Now"One home sold every 17 hours on average."
Our tested and proven marketing strategy reaches more buyers than anyone else – which means more money in your pocket.
Core Values & Philosophy
Driven by integrity and a relentless pursuit of excellence, we are committed to putting our clients first. Our unique dual-expertise approach ensures you receive unparalleled guidance in both real estate and mortgage lending.
Apply NowYour Home & Mortgage,
Perfectly Aligned.
Experience the luxury of a seamless journey where elite real estate acquisition and bespoke mortgage financing converge under one roof.
Dedicated Expert Team
A dedicated real estate agent and loan officer are assigned to you through every step of the process.
Save Valuable Time
Stop working with two different agencies. We handle the complexities of both real estate and financing simultaneously.
Exclusive Bundled Discount
Enjoy special financial incentives and discounts exclusively available when you combine our real estate and mortgage services.
Unified Expertise
Your dedicated agent and loan officer working side-by-side to secure your dream home and optimal financing.
Services
We provide wholesale mortgage lending in all 50 states and statewide real estate representation across California.
Ready to elevate your career with a team that values discipline, excellence, and uncapped potential?
Partner With UsA Seamless, Integrated
Journey.
Strategic Consultation.
Discuss your buying, selling, or refinancing goals with our dual-licensed experts to create a unified plan.
Mortgage Pre-Approval.
Secure your purchasing power early with our competitive in-house mortgage financing solutions.
Curated Property Search.
Leverage our elite real estate expertise to find the perfect home in your desired market.
Winning Offers.
Combine rock-solid financing with expert real estate negotiation to get your offer accepted.
Streamlined Processing.
Our integrated team handles both your real estate transaction and loan underwriting simultaneously.
Closing & Keys.
Experience a stress-free closing day with your real estate and mortgage teams working as one.
Driven by Excellence,
Committed to You
Unwavering Integrity
We operate with complete transparency and honesty. Our dual-licensed experts provide unbiased advice to ensure your financial and real estate decisions are fully protected.
Client-First Dedication
Your goals are our priority. We take the time to understand your unique vision, offering personalized strategies that turn complex transactions into seamless experiences.
Relentless Pursuit of Excellence
From securing the absolute lowest mortgage rates to negotiating the best purchase price, we leverage our top 1% industry status to deliver unmatched results.
We're Standing By
Our dedicated team of mortgage professionals is ready to guide you through every step of your homeownership journey. Whether you have questions about rates, programs, or just want to explore your options, we're here to help.
Personalized Guidance, Every Step of the Way
We believe that securing a mortgage should be a transparent and stress-free experience. That's why we pair you with dedicated advisors who take the time to understand your unique financial situation and goals.
- Expert advice tailored to your needs
- Fast, responsive communication
- Commitment to finding you the best rates
Frequently Asked Questions
Ready to Buy, Sell,
or Refinance?
From home search to closing — one team, one mission, all of California.
Direct Contact
Phone
(714) 908-7444Address
41593 Winchester Rd Ste 200
Temecula, CA 92590
Business Hours
Monday - Friday: 9:00 AM - 6:00 PM PT
Saturday by appointment | Sunday closed